Private insurance for vets

3/19/09 9:48AM EST

I see Barack Obama couldn't take the heat and has scrapped a plan that would've required veterans' private health insurance companies to pay for the costs of treating certain combat-related illnesses and injuries. The plan was politically ludicrous from the start so this really comes as no surprise, and now we're back to the original plan, which is to shield veterans as much as possible from the horrors of the private health insurance market while forcing several dozen million Americans to buy in to it.

Comments

While I'm all for Gen. Shinseki as VA Secy, Obama should have sent along a seasoned pol as a body guy to make sure that really politically deaf proposals didn't get leaked to the press. Same thing at Treasury. They blew it, and it won't be forgotten by the vets. I can't think of a less suitable group to be thrown to the tender mercies of the private health insurers.

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Yesterday, the Democrats.org blog featured an excerpt from a story we received from Kristine Reger, a life-long Wisconsinite and mother of three who attended President Obama’s Health Care Town Hall in Green Bay. Today, we asked Kristine to write a guest post to share her full story:
Hi everyone. I submitted my health care story to Organizing for America online, and they’ve asked me to write a guest blog about my experience. Here's what I can tell you:
Though I'm a lifelong Democrat, my husband and I raised our three kids in a mostly Republican suburb. For years and years, I kind of rolled over and skirted political conversations with my friends and neighbors. I didn’t want to engage in debate.

Then last fall, after more than 20 years, I finally decided to have the courage of my convictions. Barack Obama inspired me to get involved. I wasn’t happy with the direction of our country and I thought to myself: enough is enough. I spent lots of time researching the issues and learning about then-Senator Obama’s positions. Eventually, I figured out that I could make a real difference in my own network of family and friends by reaching out to people through email and responding to all the emails going around that I knew weren’t true. You know what I learned? My friends are still my friends. People have started coming to me to understand what’s going on; they rely on me to tell them the truth.

Since the election, President Obama has inspired me to stay involved. I think he’s so sensible and so right on so many of the issues I care about. I woke up at 5am yesterday to attend the Health Care Town Hall in Green Bay. It was fascinating – great questions, so much excitement and not an inch of space in the room.

Unfortunately my health care story is not unique, it’s typical. My husband and his business partner run a small machine shop their fathers’ founded in the 1950s. They’ve always provided their employees with single and family coverage, but as premiums have become more expensive, they’ve been forced to modify the kind of coverage they provide. Between this year and last, costs have increased 8 percent. In order to continue to provide health insurance, they’ve had to switch to a high deducible plan. Last year, they paid $132,000 in health care costs for a plan with a $2,500 deductible. Those costs are cutting into their profits and eating into our family income. Truth be told, the policy isn’t all bad – there are actually some great things about it. For example, all our preventative care, including physicals, mammograms and colonoscopies, are covered regardless of whether or not we’ve reached our deductible. That focus on preventative care is great - its something a reform plan should build on. But when you add up all the costs of our plan, we have to spend an awful lot to receive any of the benefits.

It’s true that we’re in the midst of a terrible recession. But I don't think maintaining the status quo when it comes to health care is an option. I keep thinking if small businesses like my husband’s are the life blood of our economy, how will it ever bounce back when small business owners can’t eek out a profit because health care costs are so high?

Everyone I know cares about this issue – my Republican friends care just as much as my Democratic ones. We’re all living with the consequences of a broken system. Though we might not all agree on the exact solution, we all agree something has to be done. If people see a part of themselves in my story, and are inspired to get involved, then maybe we’ll be able to make the people in Washington pay attention to us and get something done.

Kristine Reger is a life-long Wisconsinite and mother of three. She worked as a high school English teacher before staying at home to raise her children for 19 years. She is currently a self-employed travel agent. Kristine attended President Obama’s Health Care Town Hall in Green Bay, WI on Thursday.

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